Terms & Conditions

1. Legal Entity & Organization Overview

Welcome to Bangladesh Savers Network (BSN Foundation) (বাংলাদেশ সেভার্স নেটওয়ার্ক ফাউন্ডেশন). By accessing, registering, donating, or using any services provided on our website (https://www.bsnbd.org) or associated systems, you agree to comply with and be bound by the following Terms and Conditions.

If you do not agree with any part of these terms, please refrain from using this website or registering on the platform.

2. Membership Registration & User Eligibility

• Eligibility: Any citizen of Bangladesh aged 18 years or above with a valid National Identity Card (NID), Birth Certificate, or Passport is eligible to apply for membership.
• Authentic Information: All members must provide truthful, complete, and accurate personal and contact information during registration. Providing fraudulent identity data will lead to immediate cancellation of membership.
• Account Security: Members are solely responsible for keeping their mobile login credentials and passwords confidential. You must notify BSN Foundation immediately in case of any unauthorized access.
• Approval & Membership Rights: Account activation is subject to verification by the administration. Non-approved registrations may be reviewed or cleaned in accordance with organizational policies.

3. Payments, Contributions & Voluntary Donations

All online financial transactions, including voluntary donations, subscription fees, and validity extensions, are processed securely through certified payment gateway partners (such as SSLCommerz) supporting Visa, Mastercard, American Express, bKash, Nagad, Rocket, Upay, and Internet Banking.

• Voluntary Contributions: Membership subscriptions and donations are voluntary contributions intended exclusively for mutual welfare, vocational training, humanitarian support, and social empowerment programs.
• Not an Investment Scheme: BSN Foundation is NOT an investment company, financial institution, or banking entity. Contributions do not constitute deposits, high-yield securities, or capital investments.
• Currency: All transactions are conducted in Bangladeshi Taka (BDT) unless explicitly specified otherwise.
• Receipts: Electronic transaction receipts and confirmations are issued immediately upon successful processing.

4. Return and Refund Policy Reference

We maintain a transparent and strict Return and Refund Policy. For any accidental duplicate charge, technical failure, or eligible refund claim:

• Standard Resolution Timeline: Refund claims verified as eligible will be completed and credited back to the member's original payment method within 7 to 10 working days.
• Full Policy: Please review our comprehensive Return and Refund Policy for detailed claim submission guidelines.

5. Third-Party Advertisements & Data Responsibility

BSN Foundation does not sell, rent, lease, or commercially distribute customer or donor data to third parties. Any integration with authorized service partners (such as certified payment aggregators) is strictly limited to fulfilling user-initiated transactions under encrypted protocols.

6. Prohibited Conduct & Account Termination

When using this portal, users and members strictly agree NOT to:

• Engage in illegal, fraudulent, or defamatory activities that violate the laws of Bangladesh.
• Publish hate speech, offensive political or religious propaganda, or false rumors on the community timeline.
• Attempt to reverse-engineer, exploit, scrape, or disrupt the website's technical infrastructure or payment gateways.
• Create duplicate, artificial, or bot-generated registrations in the organizational network.

BSN Foundation reserves the sole right to deactivate, suspend, or permanently terminate accounts that violate these terms without prior notice.

7. Governing Law & Jurisdiction

These Terms and Conditions shall be governed by, construed, and enforced in accordance with the substantive laws of the People's Republic of Bangladesh. Any dispute arising out of or relating to the use of this website or payments shall be subject to the exclusive jurisdiction of the competent courts of Dhaka, Bangladesh.

8. Inquiries & Contact Details

If you have any questions or require clarification regarding these Terms and Conditions, please contact our administration: